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What is Term Insurance?

Term insurance is a type of life insurance policy that provides coverage for a specific period or term. If the insured person passes away during the term of the policy, a death benefit is paid out to the beneficiaries. Term insurance does not typically accumulate cash value over time and is primarily designed to provide financial protection to dependents in the event of the insured's death. It's a straightforward and affordable option compared to other types of life insurance policies.

Term insurance plans are most affordable

Give financial security worth Crores to your family by paying only hundreds of rupees per month

100% assurance on claim settlement

If term policy is in force for atleast 3 years & you have declared all information truthfully

ZERO tax on benefits

In the unfortunate event of death, the maturity proceeds are tax-free.

Customize your Term Policy

Choose your policy term, amount of cover, extra benefits as per your requirement.

Why Do I Need Health Insurance?

Health insurance is essential because it helps cover medical expenses, which can be significant and unexpected. It provides financial protection by paying for hospitalization, doctor's visits, medications, and other healthcare services. Health insurance also ensures access to timely medical care, promotes preventive health services, and helps manage healthcare costs effectively, reducing the financial burden on individuals and families during illness or injury.

Financial Protection

Health insurance helps you manage and reduce the high costs associated with medical treatments, hospital stays, surgeries, and prescription drugs.

Access to Quality Healthcare

Health Insurance ensures that you have access to a network of healthcare providers, specialists, and facilities, allowing you to receive quality medical care.

Emergency Preparedness

Health insurance is crucial for unexpected medical emergencies, providing peace of mind knowing that you won't be burdened with exorbitant bills in times of crisis.

Preventive Care

Few health insurance plans cover preventive services like vaccinations and screenings, which can help you maintain better health and catch issues early.

Let's take a closer look at the many kinds of insurance policies

Life Insurance

Life insurance comes in a variety of forms. The most prevalent types of life insurance policies offered in India are as follows :

Term Life Insurance
Unit-Linked Insurance Plans
Whole Life Insurance
Endowment Plans
Child Plans for Educations
Retirement Plans

Best Travel Insurance Plans to secure yourself

The best travel insurance plans vary depending on your specific needs, destination, and coverage preferences. However, some features to consider include:

Star Corporate Travel Protect Insurance Policy

Helps you calculate SIP returns

Star Student Travel Protect Insurance Policy

Policy for Students: Exclusively designed policy for students who wish to study abroad

Star Travel Protect Insurance Policy

Pre-insurance Screening: Pre-insurance screening is not required to avail this policy

Star Domestic Travel Insurance Policy

Exclusive Cover: Uniquely designed policy to cover health and travel inconveniences during domestic travel